Protect Your Health & Wellbeing
Compare health insurance plans from Australia’s top providers. Find coverage that fits your needs and your budget.
Why Compare Health Insurance?
Hospital Cover
Cover for hospital stays, surgeries, and specialist treatments
Extras Cover
Dental, optical, physio, and more health services covered
Family Plans
Comprehensive coverage for the whole family at better rates
Quick Claims
Easy claiming process with most funds offering on-the-spot claims
Types of Health Cover
Hospital Cover
- Private Hospital Stay
- Choice of Doctor
- Surgery Coverage
- Ambulance Cover
Combined Cover
- Hospital + Extras
- Best Value
- Comprehensive Care
- Premium Benefits
Popular Extras Coverage
Optical
Glasses, contacts & eye exams
Dental
Check-ups, fillings & more
Physio
Physiotherapy treatments
Mental Health
Psychology & counselling
Our Health Fund Retailers
Health Insurance FAQs
What is the Medicare Levy Surcharge?
The MLS is an additional tax of 1-1.5% for high-income earners who don’t have private hospital cover. Having hospital cover can save you money if you earn above the threshold.
What are waiting periods?
Waiting periods are the time you must wait before you can claim benefits. Most funds have 2 months for extras, 12 months for pre-existing conditions, and 12 months for pregnancy.
Can I claim on day one?
For accidents, you can usually claim immediately. For general treatments, you’ll need to wait until your waiting periods have been served.
What is Lifetime Health Cover?
LHC means if you don’t take out hospital cover by July 1 after your 31st birthday, you’ll pay 2% extra on your premiums for every year you delay, up to a maximum of 70%.