Protect Your Health & Wellbeing with AHM
AHM by Medibank is a well-known private health insurance provider in Australia, offering simple and affordable cover options. As a subsidiary of Medibank, AHM benefits from the expertise and resources of one of the country’s largest health insurers, ensuring reliable and high-quality products.
AHM provides a range of flexible plans, including hospital cover, extras, and combined packages, designed to suit different needs and budgets. With a strong digital-first approach, members can easily manage their policies, submit claims, and track their health cover through a user-friendly online portal and mobile app.
Focused on delivering value, AHM combines competitive pricing with quality coverage, making it a popular choice for individuals and families. Members also gain access to a broad network of healthcare providers, along with dependable customer support to help them make informed decisions about their health insurance.
Why Choose AHM?
Wellness Support
Benefit from programs designed to promote healthy lifestyles and overall wellbeing.
Preventive Care Programs
Stay ahead with services and initiatives focused on prevention and early detection.
Wide Provider Network
Access a large network of hospitals, specialists, and allied health professionals for quality care.
Flexible Coverage Options
Choose plans tailored to your needs, whether for individuals, families, or couples.
Quick Claims Processing
Enjoy fast and hassle-free claims for a smoother healthcare experience.
Member-Focused Service
Receive personalised support and guidance from a dedicated customer care team.
Our Health Fund Partners
Ready to Get Covered?
Health Insurance FAQs
What is the Medicare Levy Surcharge?
The MLS is an additional tax of 1-1.5% for high-income earners who don’t have private hospital cover. Having hospital cover can save you money if you earn above the threshold.
What are waiting periods?
Waiting periods are the time you must wait before you can claim benefits. Most funds have 2 months for extras, 12 months for pre-existing conditions, and 12 months for pregnancy.
Can I claim on day one?
For accidents, you can usually claim immediately. For general treatments, you’ll need to wait until your waiting periods have been served.
What is Lifetime Health Cover?
LHC means if you don’t take out hospital cover by July 1 after your 31st birthday, you’ll pay 2% extra on your premiums for every year you delay, up to a maximum of 70%.