Protect Your Health & Wellbeing with GMHBA
Compare health insurance plans from Australia’s top providers. Find coverage that fits your needs and your budget.
GMHBA is a well-established Australian health insurance provider, delivering quality healthcare solutions since 1934. With a strong focus on member-first care and community involvement, GMHBA has built a reputation for reliability, transparency, and innovation.
Backed by decades of experience and a solid financial foundation, GMHBA operates as a not-for-profit organisation, reinvesting its profits into improved member benefits and community initiatives. This commitment ensures ongoing support for the health and wellbeing of its members and the wider community, giving members confidence that their healthcare needs are in trusted hands.
Why Choose GMHBA?
Wellness Support
Benefit from programs designed to promote healthy lifestyles and overall wellbeing.
Preventive Care Programs
Stay ahead with services and initiatives focused on prevention and early detection.
Wide Provider Network
Access a large network of hospitals, specialists, and allied health professionals for quality care.
Flexible Coverage Options
Choose plans tailored to your needs, whether for individuals, families, or couples.
Quick Claims Processing
Enjoy fast and hassle-free claims for a smoother healthcare experience.
Member-Focused Service
Receive personalised support and guidance from a dedicated customer care team.
Our Health Fund Partners
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Health Insurance FAQs
What is the Medicare Levy Surcharge?
The MLS is an additional tax of 1-1.5% for high-income earners who don’t have private hospital cover. Having hospital cover can save you money if you earn above the threshold.
What are waiting periods?
Waiting periods are the time you must wait before you can claim benefits. Most funds have 2 months for extras, 12 months for pre-existing conditions, and 12 months for pregnancy.
Can I claim on day one?
For accidents, you can usually claim immediately. For general treatments, you’ll need to wait until your waiting periods have been served.
What is Lifetime Health Cover?
LHC means if you don’t take out hospital cover by July 1 after your 31st birthday, you’ll pay 2% extra on your premiums for every year you delay, up to a maximum of 70%.